Everyday banking services for €0
Everything you need for daily banking is included in the INDEXO Bank “Zelts” plan.
Free for the first month – and also going forward if you receive your income at INDEXO.
To activate the offer, transfer your income to INDEXO, activate the “Zelts” plan and message us in the app chat:
“I commit to receiving my income at INDEXO Bank.”

INDEXO Bank plans
INDEXO is the first bank in Latvia where everyday banking services are free

Sudrabs
Coming soon
Smart savings for everyday and retirement
1 card
A checking account that earns
5 money transfers outside INDEXO for free
2nd and 3rd pension pillar management
2 savings vaults
Term deposits, loans
0 €/mon.
JoinZelts for free
FIRST MONTH

Zelts
Coming soon
Upgrade your everyday banking
1 card
All possibilities of the Sudrabs plan
+
ALL money transfers are free
Purchase insurance
5 savings vaults
Cash withdrawals worldwide 3x per month for free
2,99 €/mon.
0 €/mon.
For young people 18–30 or income to INDEXO.
JoinBanking for free
Activate the offer and use everyday banking services for free
If you receive regular income at INDEXO
Download the INDEXO Bank app and sign up
Activate the “Zelts” plan
Transfer your regular income to INDEXO Bank
Write “Income to INDEXO Bank” in the bank app chat
If you are aged 18–30
Download the INDEXO Bank app and sign up
Activate the “Zelts” plan
Write “ZELTS30” in the bank app chat
Deposit free funds and earn up to 4.5 % per year
Whichever INDEXO Bank plan you have, even your account balance earns here.
We also have profitable savings vaults and even more profitable term deposits.
We also have profitable savings vaults and even more profitable term deposits.
Calculate how much you can save
Free transfers
to European countries
Transfers between INDEXO Bank accounts are always free

INDEXO

Another bank
Plan "Zelts"
€0,00
Plan "Sudrabs"
5x per month free, next €0.20
Instantly available after registration
Use INDEXO Bank's virtual card as soon as you create it.
Add your card to Google Pay or Apple Pay and make quick, easy, and secure contactless payments with your phone.
Add your card to Google Pay or Apple Pay and make quick, easy, and secure contactless payments with your phone.

Where the INDEXO card will come in handy
For everyday
For large purchases

For travel

Available immediately upon creation
Contactless payments
Secure online shopping
Insurance for large purchases
Cash withdrawals worldwide
3x per month for free
Favourable exchange for purchases
in another currency – only 1.7%
Apple Pay, Google Pay support

Purchase insurance with the INDEXO card
Shop with peace of mind -
your purchases will be insured
Terms of purchase insuranceyour purchases will be insured
Available on Zelts and Platīns plans











