Everyday banking services for €0

Everything you need for daily banking is included in the INDEXO Bank “Zelts” plan.
Free for the first month – and also going forward if you receive your income at INDEXO.

To activate the offer, transfer your income to INDEXO, activate the “Zelts” plan and message us in the app chat:
“I commit to receiving my income at INDEXO Bank.”

Join INDEXO

INDEXO Bank plans

INDEXO is the first bank in Latvia where everyday banking services are free
Divi ilustrēti cilvēki un suns skatās uz viedtālruni, kurā redzams pieaugošas eiro vērtības grafiks, blakus uz galda ir karsta kafija.

Sudrabs

Coming soon
Smart savings for everyday and retirement
1 card
A checking account that earns
5 money transfers outside INDEXO for free
2nd and 3rd pension pillar management
2 savings vaults
Term deposits, loans
0 €/mon.
Join
Zelts for free
FIRST MONTH
Ilustrēta sieviete pērk datoru pie kases kopā ar personificētu suni saulesbrillēs, kurš atbalsta viņas izvēli.

Zelts

Coming soon
Upgrade your everyday banking
1 card
All possibilities of the Sudrabs plan
+
ALL money transfers are free
Purchase insurance
5 savings vaults
Cash withdrawals worldwide 3x per month for free
2,99 €/mon.
0 €/mon.
For young people 18–30 or income to INDEXO.
Join
Detailed plan comparison

Banking for free

Activate the offer and use everyday banking services for free

If you receive regular income at INDEXO

Download the INDEXO Bank app and sign up
Activate the “Zelts” plan
Transfer your regular income to INDEXO Bank
Write “Income to INDEXO Bank” in the bank app chat

If you are aged 18–30

Download the INDEXO Bank app and sign up
Activate the “Zelts” plan
Write “ZELTS30” in the bank app chat

Deposit free funds and earn up to 4.5 % per year

Whichever INDEXO Bank plan you have, even your account balance earns here.
We also have profitable savings vaults and even more profitable term deposits.
Three bars representing different types of savings increase gradually. The shortest bar shows the current account interest rate – 1.0%, the middle one – the savings account rate of 2.5%, and the tallest – the term deposit rate of 4.5%.Calculate how much you can save
Three bars representing different types of savings increase gradually. The shortest bar shows the current account interest rate – 1.0%, the middle one – the savings account rate of 2.5%, and the tallest – the term deposit rate of 4.5%.

Free transfers
to European countries

Transfers between INDEXO Bank accounts are always free
INDEXO
Another bank
Plan "Zelts"
€0,00
Plan "Sudrabs"
5x per month free, next €0.20
Compare bank plans

Instantly available after registration

Use INDEXO Bank's virtual card as soon as you create it.

Add your card to Google Pay or Apple Pay and make quick, easy, and secure contactless payments with your phone.

Where the INDEXO card will come in handy

For everyday
Ilustrācija ar roku ar paceltu īkšķi
For large purchases
ilustrācija ar rok, kas tur naudas maisiņu
For travel

Available immediately upon creation

Contactless payments

Secure online shopping

Insurance for large purchases

Cash withdrawals worldwide

3x per month for free

Favourable exchange for purchases

in another currency – only 1.7%

Apple Pay, Google Pay support

Brūns iepirkuma maisiņš, kas novietots aiz dīvāna, gaišs fons

Purchase insurance with the INDEXO card

Shop with peace of mind -
your purchases will be insured
Terms of purchase insurance
Available on Zelts and Platīns plans

Download and try it

Download
Register
Use

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank