Cards

Join INDEXO Bank and get your virtual card instantly.

If you also want a physical card — €2.99 and it will be with you within a week.

Join INDEXO Bank
Viedtālrunis, kura ekrānā redzams Apple Wallet ar trīs INDEXO kartēm - dzeltano, zaļo un violeto

The INDEXO card combines the best of debit and credit cards

For everyday
For large purchases
For travel

Available immediately upon creation

Contactless payments

Secure online shopping

Insurance for large purchases (in plan Zelts)

Cash withdrawals worldwide

3x per month for free (in plan Zelts)

Favourable exchange for purchases

in another currency – only 1.7%

Apple Pay, Google Pay support

Instantly available after registration

Use INDEXO Bank's virtual card as soon as you create it.

Add your card to Google Pay or Apple Pay and make quick, easy, and secure contactless payments with your phone.

INDEXO Bank plans

Divi ilustrēti cilvēki un suns skatās uz viedtālruni, kurā redzams pieaugošas eiro vērtības grafiks, blakus uz galda ir karsta kafija.

Sudrabs

Coming soon
Smart savings for everyday and retirement
1 card
A checking account that earns
5 money transfers outside INDEXO for free
2nd and 3rd pension pillar management
2 savings vaults
Term deposits, loans
0 €/mon.
Join
Zelts for free
FIRST MONTH
Ilustrēta sieviete pērk datoru pie kases kopā ar personificētu suni saulesbrillēs, kurš atbalsta viņas izvēli.

Zelts

Coming soon
Upgrade your everyday banking
1 card
All possibilities of the Sudrabs plan
+
ALL money transfers are free
Purchase insurance
5 savings vaults
Cash withdrawals worldwide 3x per month for free
2,99 €/mon.
0 €/mon.
For young people 18–30 or income to INDEXO.
Join
Detailed plan comparison

Insurance
with INDEXO card

Brown shopping bag placed behind sofa, light background
Available in the plan Zelts

Insurance of purchases with the INDEXO card

Your large purchases are insured for 365 days from the date of purchase worldwide*.
Find out more
Concert with audience and stage, stage lit in different bright colors
Available soon

Your entertainment -insured

We can't turn back time, but we can compensate you for what you spent on tickets.
A man with a snowboard performs a trick on a ramp, with snowy mountains, a blue sky and a white cloud in the background
Available soon

Enjoy the moment - accident insurance

Get ahead of life's surprises with accident insurance.
*Excluding Russia, Belarus and Ukraine

Questions and answers

Yes, the card is active immediately after it is created in the INDEXO Bank app. It can be used for purchases on the internet and, by adding the card to the Apple Pay  or Google Pay wallet, also for contactless purchases with a smartphone and smart watch, as well as for cash withdrawals at ATMs that support contactless technology.

You’re in luck! Right now, you can get the INDEXO Bank physical card for free. Later, it will cost €5.99.

After creating and ordering your card, it will be sent to the mailing address you provided in the INDEXO Bank mobile app. Before it’s shipped, you’ll always have the chance to double-check that the address is correct and up to date. You’ll receive the card within 7 to 10 days.

To create a card, you need to be a customer on the INDEXO Bank Zelts Plan.

The card is already active and ready to use. To activate the contactless payment function, simply make a payment in the store by entering the PIN code of the card. Once this is done, you will be able to make further payments by beeping the card.

 

If you want to activate the card for online purchases as well, turn on this option in the app – it is initially turned off for security reasons.

With an INDEXO Bank card, you can withdraw money from any ATM 3 times a month without additional fees. The maximum amount of money you can withdraw from an ATM is equal to your daily spending limit.

 

Of course, it is possible to increase it for a certain period of time or permanently.

This is done as follows:

  1. Open the INDEXO Bank app
  2. Click on your profile or name and surname in the upper left corner
  3. Click on “Limits”
  4. Click on “Spending limit” and select your desired daily limit

 

We will consider the limit increase application within 1 business day.

No, this option is not available.

However, your INDEXO card allows you to withdraw cash from any ATM worldwide 3 times per month without an extra fee.

All questions

Download and try it

Download
Register
Use

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank