INDEXO Consumer Loan

From application to money in your account in just 5 minutes.

Get an offer
Cilvēks stāv ar rokām uz gurniem, skatoties uz zaļu meža ainavu zem zilām debesīm

Consumer credit calculator

Find out your available reserves and get a loan in a few minutes
600 25000
EUR Min loan amount is €600. Max loan amount is €25,000.
18 84
months Min. aizdevuma termiņš ir 18 mēneši Max loan term is 84 months.
Monthly payment
181,84
Interest rate From 6.5 % a year
Processing fee
0 €

The calculation of the calculator is for informational purposes only. Each client’s situation is evaluated individually.

Calculation assumption
ilustrācija ar rok, kas tur naudas maisiņu
Loan up to €25,000
We will prepare an individual offer for
a loan from €600 to €25,000
Ilustrācija ar roku, kas sit knipi
Beneficial conditions
Interest rate from 6.5 % per year
Ilustrācija robota, kas smaida, galvu
Fast
payout
We examine and
issue in 5 minutes
Ilustrācija ar roku ar paceltu īkšķi
Easy
repayment
Repayment period
from 18 to 84 months
A phone that shows a screen from INDEXO app with text: Quick and rational loans, borrow up to 20 000 euro for unexpected needsA phone that shows a INDEXO app screen for the consumer credit section
A phone that shows a INDEXO app screen for the consumer credit sectionA phone that shows a screen from INDEXO app with text: Quick and rational loans, borrow up to 20 000 euro for unexpected needs

Get a quick and reasonable loan
in just 5 minutes*

Open an account at INDEXO Bank and apply for a loan
Evaluate the offer
Sign the agreement, and the money will be in your account
Get an offer
*Average time for a customer registered in INDEXO Bank's mobile app from the loan application to the withdrawal of money into the account

Support for your goals

For home repair or improvement
Ilustrācija ar privātmāju
For education
Ilustrācija ar absolventa cepuri
For other purposes
Woman on a balcony with a laptop, cityscape with roads and buildings in the background.
Ilustrācija ar auto
Car purchase or repair
Ilustrācija ar gultu
For health
For consumption purposes
Get an offer
A phone that shows a screen from INDEXO app from the account sectionIn partnership with IF insuranceA green INDEXO bank card
A phone that shows a screen from INDEXO app from the account sectionA green INDEXO bank cardIn partnership with IF insurance

Shop with peace of mind!

Purchases made with the INDEXO card are insured worldwide for 365 days from the moment of payment.
Purchases made before January 1, 2026 are insured 180 days.

Questions and answers

The INDEXO consumer credit can be used for a wide variety of purposes, such as, but not limited to, travel, education, medical services, a larger purchase, or daily consumption needs. Whether you need an car loan for a new car or a renovation loan for home improvements – spend it as you wish.

To apply for a consumer credit, go to the “Loans” section of your INDEXO Bank app and press “Apply for a loan”.

In the INDEXO Bank app, you can request changes to the consumer loan payment date, early repayment, and credit holidays. This can be done by clicking “Loans” and then “Manage” section.

 

If you are experiencing financial difficulties, that influences the loan payment, we encourage you to contact us and we will find the most suitable solution for you.

The following information must be provided in the application form:
  • current location;
  • the reason for taking the loan;
  • information on existing loans;
  • residential address (if not determined automatically).

You can view information about your loan in the INDEXO Bank app – go to the “Loans” section and press “Detailed information”.

All questions

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Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
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INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
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Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

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is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

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INDEXO Bank
Assuming:
loan interest rate - 6.5%
total loan amount - 5,000 €
contract term - 60 months
contract conclusion fee - €130
annual interest rate (AIR) - 7.9%

Total amount = 5 999.84 €
Monthly payment = 97.83 €

Monthly payment

The loan maintenance fee ensures high-quality service throughout the loan term, including loan account maintenance, payment processing and customer support. The 2% fee is conveniently spread across instalments to avoid a one-time burden at the moment of loan issuance.
Ikmēneša maksājums: 105,61 EUR
Pamatsumma un procenti: 103,95 EUR/ a month
Administrēšanas maksa: 1,67 EUR/ a month

Processing fee

The processing fee includes the initial credit issuance commission.

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Get consumer loan consultation

By submitting your phone number, you agree that INDEXO may contact you to provide a consultation on consumer loans. For more information about the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].

Need a free consultation?

By submitting your phone number, you agree that INDEXO will contact you to provide consumer credit advice. For more information about the processing of personal data, please read our Privacy Policy. You have the right to withdraw your consent at any time by writing to [email protected].

Get an offer in the INDEXO Bank app!

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application