Earn more at INDEXO Bank than at other banks!

Earn with both a current account and a term deposit – up to 4.5 % per year.

Start earning

Calculate how much you’ll earn

Compare how much you could earn with INDEXO and elsewhere.
<?php
$nk_year_precents = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_uzkrajumu', 'uzkrajumu_-_norekinu_konts_gada');
$kk_year_precents = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_uzkrajumu', 'bankas_kalkulatori_-_group_-_uzkrajumu_-_krajkase_gada');

$t6m_pct = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_terminnoguldijums', 'terminnoguldijums_-_6_men_procenti');
$t12m_pct = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_terminnoguldijums', 'terminnoguldijums_-_12_men_procenti');
$t24m_pct = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_terminnoguldijums', 'terminnoguldijums_-_24_men_procenti');
$t36m_pct = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_terminnoguldijums', 'terminnoguldijums_-_36_men_procenti');
$t48m_pct = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_terminnoguldijums', 'terminnoguldijums_-_48_men_procenti');
$t60m_pct = gf('options', 'bankas_kalkulatori_-_group', 'bankas_kalkulatori_-_group_-_terminnoguldijums', 'terminnoguldijums_-_60_men_procenti');


?>

<span class="hidden_none" id="nk_year_precent"><?= $nk_year_precents ?></span>
<span class="hidden_none" id="kk_year_precent"><?= $kk_year_precents ?></span>
<div class="grid--3-2 gap--l u__bank_calculator_wrapper grid--m-1">
    <div class="u_bank_calculator_calculations">
        <div class="calculations_nk_row">
            <div class="title_col">
                <div class="title_row"><span class="row_title"><?= __('Norēķinu konts', 'indexo-2') ?></span><img src="/wp-content/uploads/2024/07/info_vector.svg"></div>
                <span class="title_descriptor"><?= $nk_year_precents ?> % <?= __('gadā', 'indexo-2') ?></span>
            </div>
            <div class="input_col td_uk_wrapper">
                <input class="new_calc_input_field" id="nk_input" type="text" value="500" min="0" max="99999999" maxlength="8">
                <span class="input_field_text">EUR</span>
                <span id="nk_descriptor_text_max" class="descriptor_text"><?= __('Maks. summa ir 100 000 €', 'indexo-2') ?></span>
            </div>
            <div class="graph_col">
                <div class="graph_line" id="nk_graph_line"></div>
                <div class="graph_text"><span id="nk_graph_yearly">1,98</span> €/<?= __('gadā', 'indexo-2') ?></div>
            </div>
        </div>
        <div class="calculations_kk_row">
            <div class="title_col">
                <div class="title_row"><span class="row_title"><?= __('Krājkase', 'indexo-2') ?></span><img src="/wp-content/uploads/2024/07/info_vector.svg"></div>
                <span class="title_descriptor"><?= $kk_year_precents ?> % <?= __('gadā', 'indexo-2') ?></span>
            </div>
            <div class="input_col td_uk_wrapper">
                <input class="new_calc_input_field" id="kk_input" type="text" value="3000" min="0" max="99999999" maxlength="8">
                <span class="input_field_text">EUR</span>
                <span id="kk_descriptor_text_max" class="descriptor_text"><?= __('Maks. summa ir 100 000 €', 'indexo-2') ?></span>
            </div>
            <div class="graph_col">
                <div class="graph_line" id="kk_graph_line"></div>
                <div class="graph_text"><span id="kk_graph_yearly">1,98</span> €/<?= __('gadā', 'indexo-2') ?></div>
            </div>
        </div>
        <div class="calculations_td_row">
            <div class="title_col">
                <div class="title_row"><span class="row_title"><?= __('Termiņdepozīts', 'indexo-2') ?></span><img src="/wp-content/uploads/2024/07/info_vector.svg"></div>
                <span class="title_descriptor"><span id="td_cur_precents">4</span> % <?= __('gadā', 'indexo-2') ?></span>
            </div>
            <div class="input_col td_uk_wrapper">
                <input class="new_calc_input_field_with_select" id="td_input" type="text" value="10000" min="0" max="1000000" maxlength="7">
                <span class="input_field_text">EUR</span>
                <select name="terminnog" id="terminnog">
                    <option value="<?= $t12m_pct ?>">12 m</option>
                    <option value="<?= $t24m_pct ?>">24 m</option>
                    <option selected value="<?= $t36m_pct ?>">36 m</option>
                </select>
                <span id="tn_descriptor_text_min" class="descriptor_text"><?= __('Min. noguldījuma summa ir 100 €', 'indexo-2') ?></span>
                <span id="tn_descriptor_text_max" class="descriptor_text"><?= __('Maks. noguldījuma summa ir 1 000 000 €', 'indexo-2') ?></span>
            </div>
            <div class="graph_col">
                <div class="graph_line" id="td_graph_line"></div>
                <div class="graph_text"><span id="td_graph_yearly">1,98</span> €/<?= __('gadā', 'indexo-2') ?></div>
            </div>
        </div>
    </div>
    <div class="u_bank_calculator_results">
        <div class="u_bank_calculator_results_number_wrapper">
            <span class="calc_results_main"><span id="yearly_earnings">69,36</span> EUR</span>
            <p class="calc_results_semititle_text"><?= __('Ieguvums gadā', 'indexo-2') ?></p>
            <span class="calc_results_secondary"><span id="monthly_earnings">5,36</span> EUR <?= __('mēnesī', 'indexo-2') ?></span>
        </div>
        <div class="calc_results_disclaimer_wrapper">
            <p id="disclaimer" class="disclaimer"><?= __('Šāds ieguvums pilnībā sedz Zelta plāna mēneša maksu 2,99 EUR visa gada garumā', 'indexo-2') ?></p>
        </div>
        <div class="calc_results_button_wrapper">
            <a class="u_bank_calc_apply_button" href="#"><?= __('Pieteikties', 'indexo-2') ?></a>
        </div>
    </div>
</div>

<?php
echo do_shortcode('[script-66b1d434ac94c]');

?>
1.00 2.50 0 1.75 2.00 2.00 2.00 0 0 0 1.65 1.80 1.80 1.70 1.50 1.50 1.50 0 1.70 1.85 1.90 1.95 2.0 2.0 0 1.0 1.65 1.90 2.00 2.20 2.30 2.50
Primary account
1.00 % a year
EUR Maks. summa ir 100 000 €
1,98 €/a year
Savings vault
2.50 % a year
EUR Maks. summa ir 100 000 €
1,98 €/a year
Term deposit
4 % a year
EUR Min deposit amount is €100. Max deposit amount is €1 000 000
1,98 €/a year

Your annual gain

INDEXO 69,36 €
Swedbank0,00 €
Luminor0,00 €
SEB0,00 €
Citadele0,00 €
Start earning
The calculation is for informational purposes only. Based on savings accounts with no limits and free withdrawals. Interest is shown before personal income tax (PIT).

Interest rates are based on data published by the Bank of Latvia.

Deposit terms and conditions are available in the INDEXO General Terms and Conditions.

The best term deposit rates in Latvia are at INDEXO

Choose a term from 3 months to 5 years and earn up to 4.5 % annually!

Start earning

Move your income and bank for free

When you receive your income at INDEXO Bank, the “Zelts” plan costs €0. This approach is new to the Latvian banking market.

Transfer your income to INDEXO, activate the “Zelts” plan and write in the chat: “I commit to receiving my income at INDEXO Bank.”

INDEXO – the place where your money feels good and safe

Secure
Deposits are protected in accordance with the Latvian Deposit Guarantee Law and the highest security standards of the financial industry.
Easy
Our solution is convenient and easy to use. You can also always see how much you have already earned and open another term deposit at any time.
Profitable
Earn up to 4.5 % on term deposit. We will also continue to invest your earned %. Just so you get more.

Download and try it

Download
Register
Use

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
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To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Primary account

We pay for every euro you hold in your current account. In addition, no amount limit. Interest is calculated from the current account balance and paid out once a month.

The interest amount is calculated before withholding personal income tax.

Savings vault

You can deposit and withdraw as much as you want and whenever you want - you don't have to apply for anything, you don't have to pay anything. Your money in the savings bank not only accumulates, but also earns. The interest earned is added to the savings and reinvested for you at the beginning of the next month.

You can also turn on the round up function and save whenever you pay by card. If you want, set the second, third or even fifth speed!

The interest amount is calculated before withholding personal income tax.

Term deposit

Deposit free funds and receive up to 4.5 % per year. Choose the amount, the period of 12, 24 or 36 months and confirm with the PIN code of the INDEXO Bank app. That's all!

Plus, with INDEXO's compound interest approach, your monthly earned interest is added to the principal amount and reinvested. This way, your money grows faster.

The interest amount is calculated before withholding personal income tax.

Compared to other banks, note that Swedbank currently does not offer term deposits with a 24- or 36-month term.

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank