Payments - safe
and convenient

All you need to make a transfer is a phone number. Of course, you can also make payments as usual - with a bank account number.

Join
Viedtālrunis, kurā attēlots INDEXO Bankas lietotnes maksājumu sadaļas ekrāns.

With INDEXO you can
pay to ..

all Latvian banks
all European Union countries
EEA and Switzerland
View the countries to which payments can be made
Eiropas karte, kurā Latvija ir iezīmēta dzeltenā krāsā; pārējās Eiropas Savienības valstis ir iekrāsotas tumši zaļā krāsā.

Local or
international -
here both are easy

Without any switching and complex forms of payment – the app itself will understand whether the payment is local or international.

Free transfers
to European countries

Transfers between INDEXO Bank accounts are always free
INDEXO
Another bank
Plan "Zelts"
€0,00
Plan "Sudrabs"
5x per month free, next €0.20
Compare bank plans
Notification from INDEXO Bank application about a scheduled regular paymentA smartphone displaying the INDEXO Bank application's recurring payments section screen with a calendar, highlighted days when payments occur, and set recurring payments

Reliable regular payments

Bills, gym membership, contributions to the 3rd pension pillar or savings vault – make regular payments effortlessly. Specify the payment frequency, date and amount, and we will take care of the rest.
Learn more
Notification from INDEXO Bank application about a scheduled regular paymentA smartphone displaying the INDEXO Bank application's recurring payments section screen with a calendar, highlighted days when payments occur, and set recurring payments

Easy money requests

From INDEXO to INDEXO

Send and receive money using a phone number in the INDEXO Bank mobile app.

INDEXO Bank plans

Paid plans come with one or more INDEXO cards
Divi ilustrēti cilvēki un suns skatās uz viedtālruni, kurā redzams pieaugošas eiro vērtības grafiks, blakus uz galda ir karsta kafija.

Sudrabs

Coming soon
Smart savings for everyday and retirement
1 card
A checking account that earns
5 money transfers outside INDEXO for free
2nd and 3rd pension pillar management
2 savings vaults
Term deposits, loans
0 €/mon.
Join
Zelts for free
FIRST MONTH
Ilustrēta sieviete pērk datoru pie kases kopā ar personificētu suni saulesbrillēs, kurš atbalsta viņas izvēli.

Zelts

Coming soon
Upgrade your everyday banking
1 card
All possibilities of the Sudrabs plan
+
ALL money transfers are free
Purchase insurance
5 savings vaults
Cash withdrawals worldwide 3x per month for free
2,99 €/mon.
0 €/mon.
For young people 18–30 or income to INDEXO.
Join
Detailed plan comparison

Questions and answers

Yes, for your financial security, a standard limit is set for payments – up to €2,500 per day. If you’re planning a larger purchase, we encourage you to consider increasing the limit in advance, as the review process may take up to 1 business day. Please note that we do not process limit increases on weekends or public holidays.

You can view and change your current limit in the “Limits” section:

  • Click on your profile or your initials in the upper left corner

  • Click “Limits”

  • Click “Spending limit” and select your desired limit

If the transfer is between INDEXO Bank recipients, it usually processes within a few seconds.

Instant transfers are processed within a few seconds if the recipient’s bank accepts instant transfers.

Standard transfers are processed on the next business day, depending on when the recipient’s bank and the Central Bank approve the payment.

Yes, as secure as any other payment.

To make a payment in the INDEXO Bank app, open the “Send, Request” section then click on “Send money”, and choose the “Link” option from the existing contacts –  there you can select various options to send the request.

Online payments are made like any other bank’s payment. For your convenience, we have prepared instructions that can be viewed here.

All questions

Download and try it

Download
Register
Use

Choose which
product to join

INDEXO
Bank

A money manager that
works in your best interest
Join

INDEXO
2nd pension pillar

5% of your salary is already being saved in 2nd pension pillar. Invest it more effectively with INDEXO.
Join

INDEXO
3rd pension pillar

Make contributions to 3rd pension pillar and save using automated investment system.
Join

Choose the best plan for your age

Jauns cilvēks ar cirtainiem matiem melnā cepurē un pelēkā kreklā smaida kamerai uz vienkārša fona.

INDEXO Jauda

16-55
Best for 16-55
year olds!
Volatile, with high profit potential
Join
Documents and conditions
Sieviete ar gariem blondiem matiem un tumšu lūpu krāsu skatās kamerā uz gaiša fona.

INDEXO Izaugsme

55-62
Best for 55-62
years olds!
Moderately volatile, with moderately high profit potential
Join
Documents and conditions
Vīrietis ar īsiem brūniem matiem un brillēm, tērpies uzvalka žaketē, stāv spilgti apgaismotā telpā.

INDEXO Konservatīvais

62+
Best for 62+!
Stability in the years before retirement
Join
Documents and conditions

Forwarding to Latvija.lv
is in progress

1

Authorize on the Latvija.lv portal using one of the available methods.

2

Submit e-application for selection or change the investment plan of 2nd pension pillar

3

Choose an investment plan best for your age
Skip instructions - switch to Latvija.lv
Skip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lvSkip instructions - switch to Latvija.lv

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank

Countries to which
EUR payments can be made

Austria
Belgium
Bulgaria
Czech Republic
Denmark
France
Greece
Croatia
Estonia
Ireland
Iceland
Italy
Cyprus
Latvia
Lithuania
Liechtenstein
Luxembourg
Malta
The Netherlands
Norway
Poland
Portugal
Romania
Slovakia
Slovenia
Finland
Spain
Hungary
Germany
Sweden
ALSO
Andorra
United Kingdom
Monaco
San Marino
Switzerland
Vatican City State
Territories outside the EEA
Jersey
Guernsey
Isle of Man
Saint-Pierre and Miquelon

To use INDEXO Bank, download the app.

QR code, which when scanned, takes you to the Apple App Store or Google Play store, where you can download the INDEXO Bank application
1
Download
the app
2
Register
3
Use
INDEXO Bank